Health Insurance

Important information for our international students:

Brandon University is happy to announce it has secured health insurance coverage through Manitoba Blue Cross for our international students.  We will be joining the Manitoba International Student Health Plan (MISHP) that is currently available to students at University of Manitoba and University of Winnipeg.

This insurance plan ensures you have coverage to access health professionals when you need to for both emergent and non-emergent care.  It is a true replacement for the Provincial Health Care plan that is available to Manitoba residents.  Details can be found here:  https://mishp.ca/Assets/files/MISHP%20Benefit%20Summary%202019-2020.pdf

Plan Cost:  $864 for one year (non-refundable coverage from September 1, 2019 to August 31, 2020)

2019/20 subsidy:  When you access your financial statement on your student account in the Student Information portal, you will see that you have been charged $712.50 for insurance.  Brandon University will cover the insurance cost increase of $151.50 for the 2019/20 academic year only.  Please keep this in mind when planning your finances for next year.

The Manitoba Blue Cross insurance plan is all-encompassing with no exclusions for things like pre-existing conditions, and the insurer will not question why you visited the doctor in order to determine if the visit is eligible for coverage.  Additional benefits of this insurance plan include the following:

Coverage Card: In the coming weeks, look for another email from us containing a download link for your new Coverage Card, which must be presented with a photo ID (e.g. student ID card, driver’s license) when receiving medical care for services covered by MISHP.

If you require unexpected medical care, please pay upfront for any medical expenses you incur, keep your receipts, and once you’ve received your Coverage Card, submit a claim form to Manitoba Blue Cross to be reimbursed for eligible expenses. Claim forms are available for download here.

Direct billing options:  Manitoba Blue Cross is working hard to establish direct billing relationships with local health care providers in Brandon.  This will reduce the number of times you may need to pay for health care services out-of-pocket and then seek reimbursement. We will announce our direct billing clinic options very shortly.

Dependent coverage: You can enrol your spouse and dependents under the age of 18 within 30 days following the start of an academic term for an additional fee.

Opt-out: If you currently have provincial health coverage, you must provide Financial & Registration Services with your confirmation of coverage letter immediately. Please see the request form for further instructions.

This plan is in addition to the Brandon University Student Union (BUSU) Supplemental Health & Dental Plan.  The BUSU plan covers you for prescription drugs, dental care and other benefits that would otherwise be out-of-pocket (even when Provincial Health Insurance was in place).  Visit http://www.busu.ca/healthplan/ for details on the BUSU supplemental insurance plan.

Both of these plans (Manitoba International Student Health through Blue Cross and BUSU Supplemental Health & Dental) have an annual cost and are mandatory.  All applicable fees will be applied to your BU Student Account when you register for courses.

Questions?