Identity Theft & Fraud

Identity Theft vs Identity Fraud.

  • Identity Theft is the act of acquiring and collecting someones else’s personal information for criminal purposes.
    • For example: Your data was stolen in a data breach.
  • Identity Fraud is the act of using stolen personal information to impersonate another person.
    • For example: Your personal information was used to get a credit card without your knowledge or consent.

What information is considered personal information?

Here a just a few examples of information attackers will go after:

  • Full Name
  • Date of Birth
  • Social Insurance Number
  • Full Address
  • Usernames and Passwords to online services
  • Credit card numbers
  • Bank account numbers
  • Passport number
  • Drivers license number

How can you protect your personal information?

  • Use a different password for every online service you use.
  • Limit the amount of information you give out when possible.
  • Be Curious. When asked for Personal Information ask what its intended use for the information.
  • Change your passwords regularly.
  • If you hear of a data breach in the news from a company or service you use, change your passwords.
  • Check your bank and credit card statements for irregular transactions.
  • Store sensitive documents in a secure location like a safety deposit box or a safe
  • When disposing of documents with personal information it is best to shred them prior to discarding.

What can I do if I’m a victim?

If you suspect you’re a victim of identity theft or fraud, or if you have unknowingly provided your information through another malicious attack like Phishing, the RCMP suggest to:

  • Contact your local police.
  • Contact your Financial Institution and Credit Card Providers
  • Contact the National Credit Bureaus
    • Equifax (1-800-465-7166)
    • TransUnion (1-877-525-3823)
  • Report the theft or fraud to the Canadian Anti-Fraud Centre


RCMP Identity Theft and Fraud Website

Canadian Anti-Fraud Centre

Office of the Privacy Commissioner of Canada

Canadian Centre for Cyber Security

Get Cyber Safe Protect your Identity